Protecting Your Health and Your Investment Beyond the Border
Traveling during retirement is one of the greatest rewards for years of hard work. However, many residents of Lake Havasu City are surprised to learn that their standard health insurance —including Medicare — often stops at the water’s edge.
The Medicare Gap: What You Need to Know
Original Medicare (Parts A & B) generally provides zero coverage outside the U.S. Medicare Supplement (Medi-Gap) plans have a lifetime limit of $50,000, which can be exhausted in days.
Travel plans can assist with:​
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Medical Evacuation: The cost to fly you via a medically-equipped jet back to a U.S. hospital can exceed $100,000.
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Direct Payment to Hospitals: A quality travel policy provides a 24/7 assistance line that coordinates direct payment so you aren't forced to use a personal credit card.
Want a quick estimate? Use the quote tool below to view rates from one of our carriers.
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Keep in mind that every traveler's needs are different. Factors such as your destination, trip cost, travel plans, and any pre-existing medical conditions can significantly impact which coverage is most appropriate for you.
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For personalized guidance and access to additional carrier options, we recommend scheduling a conversation with our team. We'll help you compare your choices and find coverage that fits your travel plans and provides protection when you need it most.
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